Chop 1 ea medium yellow onion and add with 1 tbsp olive oil to the pot. Add pinch of salt and pepper. Saute until the onion develops some color, about 5-8 min. Add 4 cloves garlic, minced during the last couple of minutes (but not any sooner, as you don't want the garlic to burn).
Add the 4 tbsp tomato paste, 1 tbsp cumin seeds, 1 tsp chili powder, and 1 tsp ground cumin to the pot with the onions and garlic.
Stir the added tomato paste and spices into the sauteed onion for 3-5 minutes over medium heat, allowing the paste to caramelize and the spices to bloom in the heat. Take care not to burn. The tomato paste will begin to stick a little here and there, which is ok, it is caramelizing.
Rinse canned beans.
Add 1 14.5 oz can crushed tomatoes , the rinsed 1 15 oz can chili beans, chopped charred tomatoes and peppers, and 1 cup water. Stir, then cover and cook for 30 minutes on med-low heat, stirring occasionally.
Partially blend (25%) the chili by pulsing an immersion blender in the chili in various locations 10-12 times. The result will be a chili that sill has many whole beans and chopped veggies, but will also have a silky, velvety texture, only improved by the following step!
Stir in 1 oz 70% dark chocolate, until it melts.
Taste and adjust for seasonings (salt, pepper, chili, cumin, oregano).